Debt on 2–4-unit properties
261,000 dollarsMean outstanding debt reported for rental properties with two to four units.
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Rental property,
by the numbers.
From a single rental home to a multifamily property, the details shape the financing conversation. A closer look at the U.S. rental market, from Census and HUD.
U.S. Census Bureau / HUD · 2024 survey
Single-unit rentals
Share of U.S. rental properties with one housing unit.
One-unit properties
Each opening = 1 percentage point
Rental homes nationwide
49,722,000 rental housing units, approximately 49.7 millionEstimated rental housing units across single-unit and multifamily properties.
About the data
The chart measures properties: a single apartment complex can contain many rental units. It does not measure the share of individual homes in single-unit properties.
At the survey’s 90% confidence level, published margins of error are ±1.7 percentage points for the single-unit property share, ±$46,000 for mean outstanding debt, and ±492,000 for the 49,722,000 rental-unit estimate (displayed as 49.7 million).
2024 Rental Housing Finance Survey findings (PDF) (opens in a new tab). Property share and total units appear on page 1; mean outstanding debt appears on page 2. These are national survey estimates, not Your Capital Source results or loan terms.
Survey methodology and coverage (opens in a new tab). The 2024 survey was collected in June–November 2024, with 2023 as its reference period. The sampling frame excludes public housing, group quarters and properties built after late 2020.
Official data release (opens in a new tab). Released February 19, 2026. Census conducts the survey with HUD sponsorship.
Sources checked September 11, 2026
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Our access to a business-finance search engine helps us explore potential funding sources for your property. Bring the financing need, and let us help investigate the options.
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Start your broker relationship promptly, then bring us the client scenario that needs attention. Broker registration and property financing receive separate reviews.
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Choose your role, purpose, and property type. These details carry into the application form.
From inquiry to closing
A loan may close within 14 days after receipt of the completed loan application and documentation. Not every loan can close that quickly; the review and closing conditions still need to be completed.
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Questions before you apply
Is there an application fee?
There is no application fee for commercial and joint venture financing requests. This concerns the application fee; discuss any financing and transaction costs with the team.
How quickly will I hear back?
Investment-property financing scenarios receive a response within hours. This is an initial response, with financing approval handled through review. Email your completed application to the team, or call if a deadline is approaching.
How soon could a loan close?
A loan may close within 14 days after receipt of the completed loan application and documentation. Not every loan can close that quickly; the review and closing conditions still need to be completed.
What if my deal or project has stalled?
If acquisition or project completion needs a different structure, discuss a joint venture with us. You can also discuss assigning your deal to us for a fee. Talk through the structure and any compensation with the team.
Can I discuss a credit problem or foreclosure concern?
Credit problems, foreclosure concerns, or a difficult refinance can make the next step feel out of reach. Tell us about the property and the circumstances so we can discuss which options may be relevant.
How does broker registration work?
Broker application approval is within 24 hours. Registration introduces your company; each client’s property financing receives a separate review. Include the account executive’s name if you already have a contact.
How do I send my application?
Complete the application, review your answers, and download or copy your details. Email them to the team to begin the conversation, or call if you prefer. Completing a draft on this website does not send it automatically.
What should I have ready?
Start with the property, the amount you need, how you will use the funds, and your repayment plan. Include any closing or sale date. The team can identify supporting documents and arrange how to share them.
Have a deal on the line?
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